Cleo is the AI pal helping over 3 million users feel better about their money



Rating4.4 ★ / 5
Size30.01 MB
OS RequireAndroid 5.0 - Lollipop
Author's NotesCleo is the AI pal helping over 3 million users feel better about their money


** Best Money Management App of 2020 ** — This is Money
** Best Budgeting App of 2019 ** — Marie Claire
** Fastest Growing FinTech App in History ** — PRNewswire

Track your spending, save money, and crush your goals with Cleo – the AI chatbot making money effortless. Trusted by 3 million users, Cleo helps you money like a boss with powerful tools and cutting-edge tech. Want to know what you can spend on takeout ? Need $100 to get to payday? Or a planing to save up to buy a house? Cleo’s got your back. It’s your money – own it.

Sign up for free in just 2 minutes

By using AI to create personalized smart budgets for every customer, Cleo is helping people improve their budgeting skills worldwide. ‘Can I afford it?’, just ask Cleo. With a spending breakdown, help on bills, practical advice and an actual personality, budgeting like a boss has never been easier.

Saving money is a drag, but not when you’ve got an intelligent AI bot like Cleo dragging you for your spending. With Save goals, hacks and autosave features all experienced through interaction with Cleo herself, you save money fast and have fun in the process. That boring stigma’s broken.

2020 has been savage, but we’ve got your back with ways to stretch your budget; Survival Kit and Cleo score help you feel safe financially. Random Acts of Relief connects those who can give with those who need help most. If you’ve been financially affected by 2020, sign up for a Random Act of Relief now.

Get you an app that does Roast Mode. Sometimes you need to be told you’re a high-flyer, sometimes you need to be rinsed. Thank God Cleo has fun (sometimes), funny (always) personality modes. Heavily including memes, duh.

Cleo helps you feel better about your money. Other ways you can improve your money health:
• Save money automatically based on what you can afford
• New ways to improve your Credit Score with credit coaching
• Set any goal and Cleo can help you get there
• Avoid your overdraft with interest free salary advances up to $100
• Cashback rewards up to 7%
• Weekly money games and quizzes with cash prizes
• Spendr rates your purchases and removes money stress

Cleo uses bank-level SSL encryption to protect your data and your deposits. All savings held in FDIC-insured accounts with protection up to $250,000


Us Weekly: “Cleo makes us feel like money masters, and why shouldn’t we?”

Tech Crunch: “The ‘digital assistant’ that replaces your banking apps…”

Marie Claire: “Like a bank manager without the musty grey suit…”

Forbes: “…Young people trying to make a start in life are in a far worse position than previous generations... So services like Cleo that are distancing themselves from the banking sector and are focusing instead on making finances easier to understand, are a step towards provoking more positive interest...”
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Cleo APK - v1.36.1

Updated: 2020-07-06

What's new

We've improved Cleo Stories and included the usual bunch of bug fixes.
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1.36.1 (1002032)2020-07-06
1.35.0 (1002009)2020-06-26
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1.30.1 (1001889)2020-03-27
1.29.0 (1001863)2020-03-20
1.23.0 (1001674)2020-01-11
1.20.1 (1001609)2019-12-01
1.19.1 (1001529)2019-10-30
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